For a flat monthly fee, the Ultimate Account gives you access to bundled services, retrenchment insurance cover and the convenience of mobile banking.

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How it works

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What you get
  • Bundled transactions and services for a flat monthly fee
  • Free International Visa Debit Card
  • Hospital Cash Back insurance up to GHS10,800 (GHS60 per day for max 180 days spent in hospital)*
  • Embedded Funeral Insurance with up to GHS1,800 cover for six people (GHS300 payout per person)*
  • Retrenchment insurance cover of three times your monthly salary up to a cap of GHS10,000*
  • One free external standing order
  • One free salary credit per month
  • Free cheque book (25 leaflets)
  • Unlimited interim statement printing
  • Access to credit and loan facilities
  • Transact at any local post office, Barclays branch or ATM
  • Free mobile banking
  • Free Internet banking
  • Free SMS alerts
  • Free eStatement
  • Salary advance or overdraft
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What you need to know
  • Account has a flat monthly fee of GHS22.50
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What to bring when you apply
  • Two passport-sized photographs
  • National ID (excluding NHIS) or valid passport for foreigners
  • Proof of residence i.e.  Recent Utility bill, Tenancy agreement, Local Government Rate document, Bank Statement or passbook containing current address etc.
  • Resident Permit (Applicable to foreigners residing in Ghana)
  • Work Permit (Applicable to foreigners working in Ghana)
  • Tax Identity Number
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Need more help?


Tel: +233 (30) 2429150
Toll free: 0800 222333


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