If you need some extra cash for a holiday, education or more, one of our short term loans could be ideal. Application is easy, approvals are quick and best of all, you get a range of repayment options.

Choose the loan you need

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Barclays Direct Loan

A personal loan that’s ideal if you need a bit extra to finance a car, buy that house or even further your education.

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Scheme Loan

With this loan we sign a contract with your company to lend money to you, the employee, which then gets deducted off your salary.

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Employee Salary Overdraft

An overdraft limit is marked on your salaried account so you can cover those unforeseen expenses. 

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Exceeding expectations

Real benefits, real value

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Hassle-free application processes and quick approval times

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Affordable loan insurance with a Barclays Direct Loan

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Fixed interest rates available on some loans

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Secured and unsecured borrowing options

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Flexible repayment options based on your other financial obligations

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Advanced support for you to manage your loan more easily

Loan amount
How it works
Interest rate
Minmum income
Unsecured loan
Fixed rate
Fixed monthly payment
Credit Life
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Barclays Direct Loan
GHS300 - GHS280,000
If you’ve had an account with Barclays for at least 6 months and need a loan for personal use, this is the one for you.
12-60 months
New loans: 29%
Refinance loans: 33%
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Scheme Loan
GHS300 - GHS280,000
All-purpose personal loan for employees of companies that have an existing agreement with Barclays.
12-60 months
New loans: 31.5%
Refinance loans: 30%
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Employee Salary Overdraft
GHS500 - GHS20,000
A credit limit is marked on your salary account, allowing you to overdraw up to an agreed limit.
12 months
Depends on type of salaried account
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Tel: +233 (30) 2429150
Toll free: 0800 222333



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