Let the Barclays Employee Salary Overdraft give you the peace of mind you need. We’ll put a credit limit on your salaried account so that you can draw extra funds when you need to.
How it works
What you get
- Borrow from GHS500 – GHS20,000*
- Revolving credit facility with minimum repayment period of 12 months
- Flexibility to overdraw up to an agreed limit
- Ability to cover cheques which would otherwise bounce
- Overdraft limit is available for a year and repaid on a monthly basis
- After a year, the limit is refreshed and becomes available for re-use
- Fixed interest rate
- Easy approval
- Instant access to your money
- No waiting periods
- Hassle-free application processes and quick approval times
- Advanced support for you to manage your loan more easily
- Credit life insurance cover against death and permanent disability is available
*Terms and conditions apply
What you need to know
- You must be at least 18 years old to apply
- This credit facility is open to salaried workers
- Employee Salary Overdraft is available if you’ve had a salaried account with Barclays for at least six months
- We will need confirmation that you’re permanently employed
What to bring when you apply
- National ID card (or passport for non-Ghanaians)
- Completed overdraft application form
- Latest payslip
- Bank statements for six months (for New-to-Bank)
Need more help?
Call:
Tel: +233 (30) 2429150
Toll free: 0800 222333
Email:
