If you’ve been a Barclays accountholder for at least six months and need an unsecured loan for personal use, this is the one for you. Whether you want some extra cash for a holiday, education, car or even a house, a Barclays Direct Loan can help you to finance it fast and effectively.

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How it works

What you get
  • Employees can borrow up to GHS280,000*
  • Flexible repayment of 12-60 months
  • Competitive interest rates and fees
  • No collateral or security is needed to apply for a loan
  • Hassle-free application processes and quick approval times
  • Affordable loan insurance with a Barclays Direct Loan
  • No sudden increases due to fixed interest rates
  • Flexible repayment options based on your other financial obligations
  • Advanced support for you to manage your loan more easily
  • Affordable credit life insurance cover against death, permanent disability and retrenchment cover for 6 months.

*Terms and conditions apply

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What you need to know
  • You need to have a Barclays account to qualify
  • Account should have at least one month's salary credit
  • Available to salaried workers
What to bring when you apply
  • National ID card (or passport for non-Ghanaians)
  • Latest payslip
  • Completed loan application form
  • Six months bank statements (for new customers)

Need more help?


Tel: +233 (30) 2429150
Toll free: 0800 222333



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