Want to buy now and spread the cost to cover unexpected expenses or start building your credit history? Then there could be a Barclaycard for you. Choose a card that suits your needs.

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Platinum Credit Card

Enter our affluent world.

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Start my application

Classic Credit Card image
Classic Credit Card

Enjoy convenience and peace of mind.

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Start my application

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Earn as you spend and get rewarded

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Enjoy up to 55 days interest-free credit.

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Get dedicated customer service.

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Enjoy low monthly interest rate and annual fee.

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Get emergency card replacement.

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Get up to 5 supplementary cards for your family.

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Discover the world and realise your dream

Credit Card
Joining fee
 
Annual fee
Interest rate
Cash advance fees
Minimum monthly payment
Late payment fee
Scheme mark-up fee
Card replacement fee
Interest free period
VAT
What you get
 
Credit card
Platinum Credit Card
Free
Packed with exceptional features
GHS100
3.5% per month
3% once-off
5%
10% or GHS9 (whichever is higher) 
2% once-off 
GHS10
Up to 55 days 
17.5% on fees 
  • Free SMS alerts
  • Up to 55 days interest free credit
  • A dedicated customer service
  • Free monthly estatement
  • Get access to Visa privileges
  • Get 2 Worldmiles for every GHS1 spent
  • Complimentary airport lounge access
Start my application
Credit card
Classic Credit Card
Free
Be rewarded when you spend more
GHS72
3.75% per month
3% once-off
5%
10% or GHS9 (whichever is higher)
2% once-off
GHS10
Up to 55 days
17.5% on fees
  • Free SMS alerts
  • Up to 55 days interest free credit
  • Pay all your bills using Internet or Mobile Banking
  • Monthly  estatement
  • Travel insurance
Start my application
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Use your credit card facility wisely

Reward yourself with caution. While it could be a convenient way to borrow money and build a healthy credit record, it can be dangerous and do more harm than good. You will need to manage your credit card with care to avoid financial pitfalls.

Important tips to consider about your credit card

Choose wisely

Choose a card that matches your lifestyle.  Choose a rewards card with benefits you’ll actually use.

Know your credit limits

Make sure you know your credit limit and spend your credit wisely and within the limit.

Take advantage of rewards

Be smart and master the art of credit card rewards.

Show respect

Credit cards don’t provide you with free money, nor should you view it as an additional salary. Treat them with respect.

Build a good credit record

To start building your credit record or improve it, you need to stay in the loop with respect to your credit worthiness, and understand your credit score and credit report.

Interest rate

Be aware of the interest rate connected to your card. Choose low monthly and annual interest rates.

What we look at 

Have a good credit history, make your bill, loan payments on time, and keep your debt low.

Protect your credit during tough times

We have credit protection plans that will help settle the repayments of your debt in the event of death, disability, or critical illness.

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Need more help?

Call:

Tel: +233 (30) 2665038/2611700
Tel: (+27) 115094201/113544201

Email:

contact@barclaycard.com

Ask an expert